From Barter to Digital – Understanding Money and Financial Systems. This chapter explores the fundamental role of money in modern economies, the functioning of financial systems, and the critical importance of credit accessibility for development. Discover how money evolved from barter to digital forms, understand how banks create credit, and analyze why access to formal credit remains unequal in India. Our structured 7-section learning system helps you master monetary concepts for the latest CBSE–NCERT pattern. Click any section below to begin exploring how financial inclusion initiatives like PMJDY and UPI are transforming India's economic landscape.
